Competitive 特拉华州 auto insurance discounts

Once your car (or the one it replaced) has been with 状态 Farm Mutual 汽车mobile pp王者电子官网 Company for at least three continuous years without a chargeable accident during this period, you may receive a discount. This auto insurance discount may increase over time if the policy remains in force and t在这里 continues to be no chargeable accidents.

特拉华州 drivers could 保存 5%-15% on applicable coverages.

You may be eligible for a discount for taking a defensive driving course if you meet all of the following criteria:

• Are a driver of the vehicle
• Have voluntarily taken and completed within the last three years a Motor 车辆 Accident Prevention Course that has been approved by the 特拉华州 pp王者电子官网 Department

A certificate must be presented to 状态 Farm showing the course was successfully completed.

折扣 Term and Renewal

The Defensive Driving 折扣 (DDD) will begin at the inception date (new policies) or is applied midterm as of the completion date of the course (existing policies). DDD applies for a period of three years, 最后, an advanced course must be successfully completed in order to again qualify for the discount.

Advanced courses include any subsequent, approved course taken in order to renew a previously completed course. The advanced course must be completed within 180 days prior to the expiration date of the previous three-year discount term, or within two years subsequent.

Termination of 折扣

DDD expires on the first renewal date following three years from the course completion date unless 状态 Farm receives evidence of recertification.

If you have questions about a course being eligible, please contact your 状态 Farm agent.

This auto insurance discount is available to customers who agree to share certain driving information and meet eligibility requirements. Customers may receive an initial discount of about 5% when they enroll. Then, how you drive determines your discount — up to 30%.

Learn more about 开车安全 & 保存

特拉华州居民, you may be eligible to receive this auto insurance discount if all of the drivers in the household have had no moving violations and no at-fault accidents during the past three years. The private-passenger automobile receiving the discount must also be insured with 状态 Farm Mutual 汽车mobile pp王者电子官网 Company.

注意: All driving history will be verified at the time an application is submitted for car insurance in 特拉华州. This discount may be replaced with the 无事故的折扣 once you have been a 状态 Farm customer for three years.

Drivers under the age of 25 may be eligible for our 学生优惠.

要符合资格, the driver must be a full time student in high school or at a college or university who maintained one of the following in the immediately preceding school semester:

• Ranked scholastically in the upper 20% of his or her class
• Had a grade average of B or higher
• Had a grade point average of 3.4分中的0分.0)或更高
• Made the Dean's List or Honor Roll

Drivers who have earned an Associate's degree or equivalent and have a qualifying scholastic record meeting one of the above requirements may be considered. Drivers who have earned a Bachelor's degree with or without a qualifying scholastic record may be considered as well.

首页 study students may be eligible if they submit evidence they have taken certain national standardized tests, administered within the last 12 months and ranked in the upper 20%.

Proof of eligibility is required when an application for insurance is submitted.

You may be eligible for this auto insurance discount if you meet all of the following criteria:

• T在这里 are two or more private-passenger automobiles owned by persons residing at the address.
• The vehicles are insured with 状态 Farm.
• The owners of the vehicles reside in the same household, and A) are related by marriage, 血, 或采用, or B) for two unrelated owners, they must jointly own the vehicles and both be designated as named insureds on the policies.

You may be eligible for this 多行折扣 if you are the named insured on a qualifying 状态 Farm home, renters, 公寓, life or health policy.

1993 and prior vehicles in 特拉华州 equipped with a factory-installed air bag or other passive restraint system which meets federal safety standards will receive an auto insurance discount.

In order to initially qualify for this discount, the following requirements must be met by all assigned drivers under age 25:

• Have no at-fault accidents or moving violations in the three year period prior to the time the discount is initially applied (注意: In some states certain accidents and moving violations may not disqualify you).
• Have successfully completed the 状态 Farm 避开 program. The program includes video content regarding safe driving behaviors and requires the driver to track some of their driving experiences.

Learn more about 避开

This discount applies to a vehicle when each of the assigned drivers under the age of 25:

• Is a student who resides at school more than 100 miles from home
• Drives the automobile only while home during the school vacation or holiday periods
• Keeps the automobile at home while away at school

This auto insurance discount applies in 特拉华州 if the insured participates in the Travelink Traffic Mitigation Act program. The insured must provide proof of participation annually.

1994 and newer-model-year private-passenger vehicles may receive an auto insurance discount based on the loss experience of the make and model of the insured vehicle.